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Consumer Protection Lawyer In Columbia, SC
Has a debt collector harassed you at 1 am? Did you receive obnoxious telemarketer robocalls? Or did your bank charge you unfair overdraft fees? Your consumer rights may have been violated if these apply to you. Most organizations behave ethically and try to provide value to consumers. Sadly, other organizations sometimes thrive on legally questionable practices that exploit and harm consumers and communities.
Our Columbia consumer protection attorneys strive to relieve victims of deceptive business practices and misconduct. The attorneys at the Law Office of Sharpe & Leventis were born and bred in Columbia and may help you pursue legal action to recover damages from unscrupulous organizations. Learn more about South Carolina consumer protections below, then contact us if you think your consumer rights were violated.
Common Consumer Rights Violations In South Carolina
Technology has advanced by leaps and bounds in recent years, and unethical companies have more options than ever to manipulate and defraud consumers. Our consumer rights attorneys never hesitate to take aggressive legal action against organizations that break the law and violate consumers’ rights. Our attorneys can represent you in the following matters:
- Unfair debt collection practices: State and federal law prohibit debt collectors from harassing you. However, many debt collectors and collection agencies are known for engaging in abusive behavior. They may call you late at night or use insulting tactics, which is against the law.
- False advertising: When a firm’s advertisements go over the line and are deceptive, you could be eligible for damages if your reliance on those statements led to material harm.
- Predatory lending practices: Creditors, lenders, and other financial organizations must follow many state and federal laws when extending credit to consumers. Some businesses capitalize on inadequate regulatory enforcement by charging high rates, not offering disclosures, or doing business without proper licenses.
- Illegal telemarketing: Companies that use telemarketing must heed laws that protect consumers from getting calls they do not want or ask for. You could be eligible for damages under the Telephone Consumer Protection Act if you were contacted against your wishes.
- Deceptive mortgage servicing and origination: Federal law bans mortgage lenders from pushing home buyers into loans that benefit the business financially to the consumer’s detriment. You also are protected by mortgage servicing laws as long as the loan exists. However, your originator or service still could try to make you overpay on mortgage and service fees.
- Violations of consumer privacy: All states require online companies to have sufficient safeguards to protect private information. When these practices fail, you must be informed if a data breach leaks consumer information. You could be entitled to damages if your personal information was not properly protected.
Contact Our Columbia Consumer Protection Attorneys
Consumers are provided with certain rights in the United States, but unscrupulous businesses frequently violate those rights. The Law Office of Sharpe & Leventis understands how upsetting and stressful it can be when a business violates your rights. Please call our Columbia consumer protection attorneys today for a confidential consultation about your civil case or contact us with our online form.